3rd February 2012

How to choose a financial planner. This is a brilliant video on the subject from the US. You owe it to yourself to watch this before you decide on a financial planner.

12th January 2012

Navigator Financial Planning is awarded New Model Adviser of the Year 2012 for Scotland & Northern Ireland.

21st December 2011

Many congratulations to Catherine Greeves CFP who received confirmation of her CFP designation today. All Navigator's financial planners now hold the CFP designation.

11th November 2011

We're delighted to support Financial Planning Week 2011. Click here for all the details.

26th September 2011

ISAs for children under age 18 will be available for the first time from 1st November 2011, replacing Child Trust Funds. Here's everything you need to know.

1st September 2011

Our thoughts on why will trusts can still be relevant even since the introduction of the transferable Nil Rate Band.

23rd May 2011

Our musings on the recent Budget and how it affects businesses and their owners.

4th May 2011
Independent research reports find that costs have a major effect on the returns of mutual funds, and that costs can be a better predictor than "star" ratings.

27th April 2011
Interesting (if very technical) article about 5 myths of risk tolerance.

18th April 2011
Navigator publishes guide to "How Safe is Your Money?"

18th April 2011
Another video from another investment great - Charles D Ellis, author of, Winning the Losers' Game.

1st February 2011
Timeless wisdom from an investment guru - a short video by Burton G Malkiel, author of, A Random Walk Down Wall Street.

20th December 2010
A whimsical look at inflation through the medium of a school musical production.

11th November 2010
Why I don't recommend structured products.

8th October 2010
Navigator Financial Planning launches new portfolio evaluation service - Portfolio Performance Optimiser (tm)

21st September 2010
Capital Gains Tax changed in the Emergency Budget. Some comments on the new CGT regime and ideas about how you can plan for it.

8th September 2010
The cost of investment matters - a ready reckoner from one of our investment partners, Vanguard, will let you work just how much investment fees are costing you over time.

18th August 2010
Compulsory annuitisation extended to age 77 from today. The rules will change to remove compulsory annuitisation completely from 6th April 2011 - more to follow.

3rd August 2010
Daily Telegraph finds out that UK fund managers are expensive, in shock sensation!

2nd August 2010
Navigator's take on the recent Budget statement and how it will affect businesses and individuals.

14th May 2010
A cartoon from the incomparable Steve Bee on how inflation can REALLY damage your pension.

26th April 2010
Words of financial wisdom from Warren Buffett.

24th April 2010
One of our major partners, Dimensional Fund Advisers, gets a write-up in the Financial Times.

16th April 2010
If you are in a final salary pension scheme and earn more than £130,000, you stand to lose quite a lot of extra Income Tax because of changes to the way in which pensions are taxed. Have a look here at the effect the changes have on Civil Servants, but the principle is the same for any final salary pension - NHS, teachers, or large private sector schemes.

1st April 2010
Here's a great cartoon that explains the very beginnings of pensions in the UK. Although published on April 1st, this is absolutely factual!

23rd February 2010
An excellent (if somewhat technical) article in the FT on the reasons why active fund managers find it hard to beat their benchmarks.

16th February 2010
A very, very simple explanation of why it is essential to start early if one wants a decent income in retirement. I wish I had thought of this first!

20th January 2010
Financial services distribution in the UK is changing - here's how.

12th January 2010
Article by David Crozier on Personal Injury trusts published in STEP Journal.

6th November 2009
New questionnaires on estate planning now available.

1st October 2009
Navigator article on investment statistics published in Accountancy Ireland.

4th September 2009
IFP launches DIY Guide to Financial Planning.

24th August 2009
HMRC launches new Guide to Retirement.

30th July 2009
DC & Navigator published in Money Management.

10th June 2009
Here's a great blog on how to get things done. If you see this after 15th June 2009, click the link and scroll down to the entry for June 8th.

26th May 2009
Active fund manager comes over from the dark side - article.

1st May 2009
Read David's guest blog on Index Universe

24th April 2009
Watch with a wry chuckle as The Daily Show tears CNBC's business and market analysis to shreds.

24th March 2009
After a downturn (bear market) stockmarkets can cometimes recover very quickly indeed (bull market)

12th February 2009
Navigator in the news

8th January 2009
The Bank of England base rate has been cut further to 1.5%, its lowest level ever since formation of the Bank in 1694.

7th January 2009
Navigator is shortlisted for major award by Professional Adviser magazine. Click for further details.

4th December 2008
The Bank of England base rate has been cut by a further 1%, to its lowest level since 1951.

6th November 2008
The Monetary Policy Committee has surpised all commentators by cutting the Bank of England base rate by 1.5%, to its lowest level since 1955. Click for further comment.

21st October 2008
Navigator is proud to sponsor Kilkeel High School's 1st XI at the All-Ireland Schools Hockey Tournament.

17th October 2008
Some words of wisdom from the world's richest man...

3rd October 2008
Bank deposits guarantee limit raised to £50,000.

21st September 2008
BBC report - NI investors rely too much on property and should diversify into other investments.

24th September 2008
Navigator Financial Planning in the news.

21st September 2008
BBC report - NI investors rely too much on property and should diversify into other investments.

12 September 2008
Navigator Financial Planning in the news.

9 September 2008
Navigator Financial Planning in the news.

2nd September 2008
The Chancellor has announced that Stamp Duty will not apply to house purchases up to £175,000. Click for further details.

20th August 2008
This interesting piece in the New York Times confirms that very few fund managers beat the market through anything other than luck. And given that costs and turnover are higher in the UK than in the US, the likelihood of ANY UK fund manager coming out on top must be remote in the extreme!

28th July 2008
Navigator Financial Planning in the news.

27th May 2008
This Daily Telegraph article reinforces one or two of the messages we have propounded for years, notably, "We know we should buy low and sell high, and yet invariably we do exactly the opposite."

April 2008
McClean court case decides that Inheritance Tax must be paid on the development value of agricultural land. Full judgement here.

January 2008
Not made a will yet? Intestacy rules increase the amount left to surviving spouse for the first time since 1955. Click here for full details of what happens to those dying without making a will (intestate) in Northern Ireland.