Navigator’s core beliefs

Navigator have certainly got to know me in great detail, and in a sympathetic way – they’ve taken the trouble to understand my future hopes and plans. 

Consultant, law firm

Here are the key beliefs that we bring to financial planning, both in the initial stage and over time:

  • We provide financial planning for fees, never for commission.  This eliminates conflicts of interest that cloud objectivity.
  • We incorporate all aspects of financial planning as we evaluate your situation: retirement, investment, estate, tax, education, insurance, charitable, business and life goal planning.
  • The beginning of our process focuses on helping you discover and document your specific and unique strengths, weaknesses, opportunities and threats. It is critical to formulate your vision of your future lifestyle; your desires and aspirations as well as your basic needs.
  • To create your Plan, it is necessary to test this vision against your current reality, in an utterly honest way. Truly understanding the gaps between the two helps identify planning strategies that can best align your current assets and future financial decisions with your vision for the future.
  • It is critical to review and measure your progress continually and regularly.  Your plan will certainly evolve, and may change dramatically, over the years.  A financial plan is always a work-in-progress, never a finished document.

Code of ethics

  • As one of only three Accredited Financial Planning Firms in Northern Ireland, our obligations towards our clients and the industry are summed up in the IFP’s code of ethics.
  • This isn’t a box-ticking exercise; we take our commitments to being an ethical practice extremely seriously. If you ever feel that we have failed to live up to the standards set in the code of ethics, please get in touch.

Navigator’s values

On an even more fundamental level, our values should be evident in everything do. These are the things we will never compromise on.

Navigator will always…

  • Behave with integrity
  • Put clients’ interests first
  • Keep looking for better ways

To re-emphasise, if you ever feel that we have failed to live up to these standards we have set ourselves, please get in touch.